First Premiere bank credit

The First Premiere Bank Credit Card offers some terms that you should undergo before becoming a cardholder. This write up provides you a clear idea about the terms offered by them.

The bank has 9.9% APR for Purchases and APR for Cash Advances is 19.9% while you might have to pay a Penalty APR 19.9% for Purchases. If your account goes past the due date two times in any 6-month period or if it goes past the due date for two consecutive billing cycles, your APR for purchases will increase to 19.9%. If you pay in full for 3 consecutive months the APR for purchases will be reduced back to 9.9%. There is a one-time fee of $29.00, which is taken as Fees for Issuance or Availability of Credit Account.

The bank will impose an $11.00 charge for each payment, if the payment is made through an autodraft service that are provide by them. Autodraft payments that are requested through the automated systems of the bank are assessed at a rate of $7.00 per transaction.

You need to pay $29 for your late payment. There is also a Monthly Account Maintenance Fee charged $3 per month on closed accounts with an outstanding balance of $20 or more.

The bank charges a fee for transactions in Foreign Currencies, which is 1.0% of the transaction amount.

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